Frequently Asked Questions

Finplex Technologies Private Limited is a fintech platform where businesses can get loan financing for almost any purpose, including to expand their operations, buy new equipment, manage working capital, consolidate existing debt etc.,

Finplex works with Banks and NBFCs, our lending partners, to provide the loans and supports the small business sector in India, helping the core of Indian economy.

Finplex arranges for loans for only established and creditworthy businesses, with a minimum two years of history. In order to assess the loan applications, we source information on credit bureaus such as CIBIL, CRIF Highmark and Experian as well as from other sources. After approval by Finplex, the loan applications are sent to the lending partners for a review.

Finplex also provides various reporting tools to the lending Banks and NBFCs. If payments are missed by the borrower, our in-house collections team and our external collections partners will chase the borrowers to recover the dues.

Finplex platform is a marketplace for loans, where different lenders will compete with each other to provide loan to our customer, so that our customers can avail the best possible deal. We plan to work with several reputed lenders across the country.

While we are not regulated by the RBI in the sense that Banks and NBFCs are, we follow guidelines on managing risks and code of conduct issued by RBI on November 3, 2006. The lenders on our platform are regulated and we comply with all regulations which impact our relationship with our lenders.

Finplex is focused on providing easy and quick loans to our customers at competitive rates. We can assess a loan application in as little as 24 hours, so that our customers can stay focused on their business. In addition, Finplex operates a marketplace for loans so that our customers get the capital they require at competitive rates.

We require:

  • Proof of Identity & Age Proof Passport
    Valid driving license, Voters ID Card, Pan card, Aadhaar card
  • Proof of Address & Signature
    Valid driving license, Leave & License Agreement, Register sale deed or sale agreement
  • Proof of Address of the Firm
    Latest Telephone Bill (or) Electricity Bill (or) Bank Statement (or) Leave and licence agreement
  • Proof of Financial Statement
    Audited Financial Statement, ITR of the last 2 or 3 years along with the schedules, Notes to Accounts and Audit Report & All relevant annexures
  • Proof of Bank Statement
    Last 6 or 12 months, Self-Certified Provisional Balance Sheet and P&L Account of latest Year Sheet
  • Proof of Company Documents
    Firm Registration (or) Shop Establishment (or) CST (or) VAT (or) GST Certificate.
  • Proof of Property
    Property paper including Title Deed, Completion Certificate, Occupancy Certificate, Tax Receipt, Sanction Plan, etc.

We provide loans for almost all business purposes, including:

  • Business expansion
  • Working capital finance
  • Inventory finance
  • Purchase of equipment and machinery
  • Renovation of business premises

We currently provide loans within 60 kms radius of:

  • Bangalore
  • Hyderabad
  • Vizag
  • Vijayawada
  • Hubli
  • Mysore
  • Delhi
  • Gurgaon
  • Faridabad
  • Noida
  • Greater Noida
  • Indore
  • Ghaziabad

We are constantly adding new locations, so please check this page again shortly if your city or town is not included above.

We give loans starting with Rs. 3 lakhs, up to a maximum of Rs. 40 lakhs.

We provide flexible terms for repayment, starting with 12 months and up to a maximum of 36 months.

The loans will be repaid through equated monthly instalments (EMIs) directly to the lending partner, through NACH.

There is no fee for applying for a loan.

You can either call our toll-free number at 1800-2701-233 or write to us at Our customer support executives are available between 9:30 am and 6:00 pm, Monday to Friday except on bank or public holidays.

Yes, you can rescind your consent to access your credit information report at any time. Please email us at and we will respond within 7 days. But please note that, we have a right to retain your credit information data as long as the loan is outstanding.